SECTOR
Financial Inclusion Programs
Financial inclusion programs provide access to and delivery of basic banking services, including savings, lending, insurance, and other financial services, to everyone in the population — especially those who live below the poverty line.
Financial inclusion is an important issue in low- and middle-income countries (LMICs), where limited access to education, communications services, and financial services can pose significant challenges. Barriers to inclusivity in remote settings, such as distance from a financial service provider, lack of trust in financial service providers, low financial literacy rates, or the high cost of making low-value transactions, are all serious obstacles.
The use of mobile technologies is growing exponentially in LMICs, and digital financial inclusion has never been more possible than it is today. Many donors, iNGOs, and governments have identified it as one of the key enablers for sustainable economic growth by allowing the unbanked to attain financial services and break out of the poverty cycle.
Benefits of Mobile Data Collection in Financial Inclusion Programs
Mobile tools can help beneficiaries formalize and track their business information in real time, including sales, inventory, and invoices.
CommCare can integrate with Mobile Network Operators payment systems, ensuring access to mobile money systems that accelerate financial inclusion.
Multimedia capabilities (available in multiple languages) can support beneficiaries with educational financial planning content.
CommCare supports sophisticated messaging integrations that can deliver customized and targeted messaging to financial inclusion program beneficiaries.
Go deeper with this recorded webinar to explore what secure data management looks like at every stage of maturity
Featured CommCare-Based Financial Inclusion Programs
UNCDF Financial Education Platform | West Africa
The United Nations Capital Development Funds (UNCDF) is committed to leaving no one behind, especially youth and young girls. Through a market system development approach, they support Financial Service Providers in The Gambia, Guinea, Niger, and Senegal to design inclusive financial and non-financial services that increase financial inclusion and facilitate job creation. Together with partners like Dimagi, UNCDF has implemented a CommCare-based application for financial education, empowering trainers and young leaders to reach vulnerable groups. With 500 peer leaders and trainers, the program aims to support over 23,000 beneficiaries in UNCDF’s youth finance portfolio.
USAID Mobilise! Project India
Dimagi is the recipient of a direct award from USAID in India. The Mobilise! Project aims to design a primary health care system-led response to domestic violence and to develop recommendations for how such a response can be supported through mobile technology. Female users of the application can access modules built to support them in improving their knowledge on empowerment related topics, specifically financial empowerment. Saving Money, the mobile application we developed in Hindi and English, contains different media-based modules to help them with specific financial planning advice, including Financial Empowerment and Setting saving goals.
Discover how CommCare can work for your programs
Hear from Customers using CommCare to Improve their Frontline Program Performance
Cure Violence Global
“CommCare is a mission-critical, strategic platform for us. We have been able to turn data into a strategic advantage, showcasing our impact and driving funding.”
- Dr. Charles Elliott, Director of Data Management
Catholic Relief Services
“We use CommCare extensively to design data collection tools for both development and humanitarian contexts, appreciating its flexibility for both one-off surveys and case management.”
- Nora Lindström, Senior Director, ICT4D
MHP Salud
“CommCare has allowed us to really streamline the data collection process. CHWs find it easy to capture critical information in the moment with families.”
- Dr Maggie Dante, CEO
Learn more
In the news: Devex
Could this app transform delivery of last-mile health services? Catherine Cheney covers CommCare Connect.
A milestone: 100,000 services delivered
Key milestones for CommCare Connect, strengthening the pillars of digital learning, verification, and payments to Frontline Workers.
Hear from the team: High-Impact Growth Podcast
Mercy Simiyu, Sarvesh Tewari, and Dhivya Sivaramakrishnan join host Jonathan Jackson to share insights from their work with locally led organizations and CHWs on CommCare Connect